Privacy Policy

Last updated: [DATE — set this when you publish]

MyroVest ("MyroVest", "we", "us", "our") is an investment platform operated by MyroPay. This Privacy Policy explains what personal data we collect, why we collect it, and the choices you have. It is written to align with the Nigeria Data Protection Act 2023 (NDPA) and the Nigeria Data Protection Regulation (NDPR).

1. Information we collect

Account details you give us directly (name, email, phone, date of birth); identity-verification data required for KYC (BVN, government ID, selfie capture, employment information); financial data needed to operate your account (wallet balances, transaction history, bank account details you add for withdrawals); and technical data (device identifiers, IP address, app usage) collected automatically.

2. How we use it

To create and secure your account, verify your identity as required by Nigerian KYC/AML rules, process deposits, withdrawals and investment instructions, communicate with you about your account, detect and prevent fraud, and meet our regulatory and record-keeping obligations.

3. Who we share it with

We share data only where necessary: with our payment processor for deposits/withdrawals, our identity-verification providers, our sponsoring/partner broker once trade execution is live, our SMS/email providers to deliver OTPs and notifications, and regulators or law enforcement where legally required. We do not sell your personal data.

4. Data retention

We retain account and transaction records for as long as your account is active and for the period required by applicable financial record-keeping regulations afterward.

5. Your rights

Subject to the NDPA/NDPR, you may request access to, correction of, or deletion of your personal data, and may object to certain processing. Contact us using the details on our Contact page to exercise these rights.

6. Security

We use industry-standard safeguards — encryption in transit, PIN/biometric app locks, and rate-limited authentication — to protect your data. No system is 100% secure, and we encourage you to use a strong, unique password and enable every security feature available in the app.

7. Changes to this policy

We will post any changes to this page and, where the change is material, notify you in the app or by email.

8. Contact us

Questions about this policy or your data can be sent through our Contact page.